Liability Insurance protects you against risk of compensation claims and legal action from your customers and the general public, when you or your employees have done something wrong, failed to do something you should have, or broken the law.
Buildings and Contents Insurance provides financial protection for your property, stock and business equipment from events such as burglary, fire or flooding.
Business Interruption Insurance is a further level of protection which provides financial assistance for the period when you are unable to conduct business as normal because of this damage. E.g. cafes, hotels or shops that have to close whilst repairs are undertaken as a result of a flood.