Motor Insurance

At CIC, we have a variety of schemes available with UK insurers which means we can provide motor insurance cover for anything from a modern-day family saloon to a high-performance sports car or commercial van.

We also offer an extensive range of ‘add-on’ products such as breakdown cover, GAP insurance, excess insurance and legal protection cover.


Car Insurance

We are aware that there are countless car insurance comparison services nowadays but none of them can offer the face to face or telephone advice like us. We have access to all of the major markets for standard cars so our team of friendly and qualified staff can find you the right policy to suit your needs and make sure that you are fully covered in the event of an accident or claim. The majority offer an ‘Approved Repairers Network’ which guarantees a courtesy car and ensures that the time that you are off the road following an incident is kept to a minimum.

Our panel of specialist insurers can also help those with slightly more unusual requirements.


Business Car Insurance

If you use your car for more than just domestic purposes and commuting, you will need to take out some form of business car policy. We can provide cover for those who regularly use their car in connection with work for a wide variety of trades and activities. Whether you drive hundreds of miles a week for business commitments or a colleague often takes your car to visit clients, CIC can tailor the right policy to suit you.

We also have agreements with several insurers who offer significant discounts for previous company-vehicle driving experience.


Commercial Vehicle Insurance

For those companies who simply don’t have enough vehicles for a fleet policy, we have a panel of insurers available to us for individual vehicles from a small van up to a 44 tonne truck. With such a good relationship with many insurers, we have been able to negotiate brilliant deals with discounted premiums and enhanced levels of cover such as European driving and the possibility to also cover your tools.


Motor Fleet Insurance

Motor Fleet insurance is essential for companies that run at least two company vehicles. Whether it is cars, vans or lorries, CIC has access to all of the major insurance markets in order to provide cover that is tailored to the size of the fleet and any combination of vehicles or usage. The benefits of this type of policy include:

  • All vehicles under one policy with the same renewal date which reduces the management time of your company car insurance policy
  • Business usage on all vehicles
  • Younger drivers can be included
  • Overall fleet discount across all the vehicles (No Claims Bonus not required)
  • Pro-rata additional premiums when vehicles added during the policy period
  • All claims managed and monitored by one insurer

High Performance Car Insurance

For those who love high performance cars, we work alongside several insurers

who provide bespoke cover for vehicles which do not fit the accepted criteria of the standard motor products.  These provide optional extras such as:

  • Like –for –Like Courtesy Car
  • 24 Month New Car Replacement Facility
  • Cherished Plate Protection
  • Breakdown Cover
  • Choice of Repairer
  • Unlimited Number of Foreign Trips
  • Agreed Value Cover
  • Cover against the loss of your license

Classic Car Insurance

Here at CIC, we have schemes with a number Classic Car Insurers who offer extremely competitive annual premiums and just some of the following essential benefits:

  • Agreed value insurance
  • Classic Car Club member discounts
  • Laid up cover
  • European Touring Cover
  • Breakdown & Recovery in the UK & Europe
  • Repairer of Choice
  • Legal Expenses Cover
  • Event & Rally Cover
  • Limited Mileage Discounts

Learner Driver Insurance

We work with a specialist insurer called who provide an affordable and flexible way to insure those who are learning to drive in a friend or family member’s car – without risking their No Claims Bonus. From as little as £2.05 per day, the policy includes:

  • Choice of length of cover (30, 60 or 90 days)
  • After the first policy, the choice to renew for 7 or 14 days

This company can also help with cover once you have passed your test or with short-term cover if you are student when home for the holidays.


Motorcycle Insurance

CIC has a wealth of experience helping bikers to find the right cover at the right price. We use a comprehensive panel of leading companies and Lloyds markets to be enable us to negotiate highly competitive terms. The insurers we work alongside can include the following:

  • UK & EU Breakdown Recovery
  • Multi-Bike policies
  • Pillion Cover
  • Riding other bikes (if permitted)

Non-Standard Motor Insurance

Here at CIC, we are known for being able to find a market for risks that tend to be more difficult to insure such as:

  • Previous motor convictions (including DR10’s)
  • Actors, musicians and entertainers
  • EU and International licence holders
  • Individuals with a poor claims history

We’re here to help

A member of our team will be happy to talk you through your insurance needs.

01628 531411

Request a call back

Motor Insurance Add-ons


Excess Insurance

When you hire a vehicle in the UK or abroad, huge excesses are now standard.  Here at CIC, we offer policies which reimburse this excess in the event of a claim:

Motor Excess Protect

  • Simple annually renewable policy
  • Covers Cars, Motorcycles & Light Vans up to 3.5t
  • This cover reimburses your motor excess following a fault claim
  • Annual premiums from just £25

Platinum Excess Protect

  • Covers the huge excess on a car rental agreement but also

the excess on the your vehicle back at home

  • Standard £2500 Excess Cover on Rental Vehicles Worldwide
  • Covers the car rental excess on Glass/Windscreen claims
  • Up to 60 days worldwide car rental covered in a policy period
  • Prevents Car Rental Firms from charging extra for excess waiver insurance
  • Annual premiums from just £36

RAC Breakdown Cover

The following levels of cover are based on your vehicle, regardless of who is driving it:

Roadside Only (£40) – Roadside assistance anywhere in the UK,

as long as you’re at least ¼ of a mile from your home.

Roadside, Recovery & At Home (£65) – Roadside cover plus

Nationwide recovery, RAC will take the vehicle & up to 8 people home or to a single address anywhere in the UK.

At Home means RAC will come to the rescue if your car won’t start at home or if you break down within a ¼ mile of your home.

Roadside, Recovery, At Home, Onward Travel & European (£90) – This will provide all of the above plus RAC will arrange for your car to be fixed at the roadside or towed to the nearest garage in over 45 European countries.


GAP Insurance

Have you purchased a vehicle within the last 60 days? At CIC, we offer GAP Insurance cover which is on average 35% cheaper than from a car dealership.

Purchase Price Protection GAP – This pays the difference
between the motor insurers total loss settlement and original net invoice
price paid for the vehicle.

Lease GAP – This pays the difference between the Motor Insurers total loss settlement and the Early Termination charge applied by the vehicle lease company.


Motor Legal Assistance

When you are involved in a non-fault motor incident, MAPS make sure that all the right steps are taken to quickly deal withthe aftermath of the accident.  This includes:

  • Compensation if you or any passengers are injured
  • Medical Fees & the cost of specialist treatment
  • Damage to clothing or personal belongings
  • Recovery of your policy excess
  • Hire vehicle charges while yours is off the road
  • Recovery of loss of earnings
  • £100,000 Legal Costs
  • Annual Premium of just £15.00

For more information about any of these products, please do not hesitate to contact us here at CIC Insurance on 01628 531411 or email us

Or request a call back

Chris BrownMotor Insurance